Your collision coverage, I’m afraid, is what you’ll need to turn to in order to cover your property damages in a hit and run instance. “Collision” covers your own car’s total loss or “fix-it” costs when you’re at fault for your own accident (as in, your daughter drives your car, runs off the road, hits the restaurant sign pole) or when she’s not at fault (as in, where your daughter’s car is sideswiped in a college parking lot). (Do these
analogies ring from my own experience, perhaps?)

If you could identify the driver or owner of the car that damaged yours, you would have a claim against that driver and his/her “liability” insurance carrier’s coverage, and you could recover the fair market value of your total loss.

This coverage scheme is pretty much uniform across the country for property damage loss, with minor variations from state to state. There are many more variations when it comes to coverage schemes for personal injury — med pay, no-fault, uninsured, under-insured, etc. etc.

Hmmmm …. Methinks TaterCon is turning into a defender of all misconceptions about North Carolina…..

oooh! such language, and from a lady.

Hi Folks,

I live in North Carolina. This state truly does many many things in weird ways. It makes me wonder how many Congressmen have been taken out to strip bars by lobbyists to get some of these laws passed.

Recently my car was totalled by a hit and run driver. People witnessed it happen, but it was dark and no one got a license plate. The car was totalled.

I was insured and expected that I would not have to pay a collision deductible since ASSUREDLY Uninsured Motorist would cover a hit and run, as it does in every state I have ever lived in.

But in NC, Uninsured Motorist ONLY covers in a hit and run (now get this), IF YOU CAN IDENTIFY THE PERSON THAT HIT YOU!

Ok, maybe I am wrong, but the idea of hit and run is YOU DON’T KNOW WHO HIT YOU!

This state’s laws are from some other parallel universe where they actually make sense.

But at times of crisis, like this is for North Carolina, the Governor should be stepping up to bat. Unless you think it’s only a small thing this is. To me it’s an all out assault on every American’s rights. Just because a DA lacks integrity.

Too often we enjoy the tedious process of the law and bore people to death instead of taking on the spirit of the country and serving justice correctly.

While lawyers are valuable, when they twist the system like this and think they are tilling new legal ground, they are wrong. We need less of these type of people holding the reins of justice in any part of our country.

I’d give you a big humbug, but sometimes my sense of humor constrains my initial instincts.

Dadgummit, Reb, I’m not advancing a theory — I’m setting forth explanations why the NC State Bar can’t join the chorus in the press while the events are unfolding, no matter how apparently correct the chorus has proven itself to be. There are limits on its power, and thank God for that. As the body created by statute that will be passing judgment on Nifong’s license to practice law when this whole mess in the Durham County Courthouse is over, IT CAN”T MAKE PUBLIC PRONOUNCEMENTS ABOUT NIFONG’S GUILT OR INNOCENCE UNTIL THE COMPLETION OF THE ACTUAL “TRIAL”, OR HEARING, WHEN HIS LICENSE IS AT STAKE!!!!!!!!

What you’re doing now is urging the State Bar to throw due process out the window because you want it to agree with you now, sooner than later. You’re convicting our State Bar of complicity and “sanctioning” this mess, just because its officials aren’t expressing the outrage you think they must.

To draw upon an analogy from this very case, your demand for a quick show of outrage is as off the mark as Chancellor Brodhead and the Duke administration’s show of outrage in running off a perfectly fine lacrosse coach while events were still unfolding. Brodhead’s and Duke’s credibility is suffering because they acted way, way too early. Our State Bar is exercising the restraint that Brodhead should have exercised, and it’s because it must.

So …. cut the trash talk and junk about Pontius Pilate and “endorsements of Nifong’s tactics”. It’s almost occuring to me that you’re doing this because it’s easy to whack a lawyer’s organization — for in most all instances, one doesn’t see anyone come forward in the lawyers’ defense.

http://www.philly.com/mld/inquirer/16310572.htm

Injustice has spoken in the Duke lacrosse case
By Stephen A. Smith

“When prosecutors dropped rape charges on Friday against three Duke University lacrosse players. . . There was no hype to speak of. . .

“Perhaps there should have been, though. . . Maybe mea culpas, tinged with hyperbole and accentuated by self-promoting individuals who have appeared to shed their titles as activists eons ago, should be placed on the front pages, apologizing to the three who were accused. . .

“Not so much for presuming their guilt before all the evidence came in. Mainly for using it to promote a black cause without giving a damn.
We have serious problems all across America, but nothing compared to the kind that exists in the black community, and the perverse pleasure it evokes from those who watch from afar.

(snip)

The black community has a bigger problem: Ourselves. Our sensibilities. And, primarily, our judgment.
Specifically from those who claim to be leaders in our community.

“A stripper claiming she was raped by Duke students, suspect in ways crystallized by DNA findings, is worth an investigation by the proper authorities and even some media coverage.
But an issue like this is not worth another referendum on race relations. . .

(snip)

It’s time for a morality check. By every one of us.
Don’t look at the white man. This is a black man talking to you.
Merry Christmas!”

Should I assume that the Micheal Richards stuff is being overblown? That Mike Tyson was probably also set up? That Kobe Bryant is also innocent?

Once the legal system realizes a false complaint has occurred, they need to gear back and punish the accuser and let the accused free. Otherwise we will only have kangaroo courts here. And justice will end up in the hands of the individual instead of in the hands of civilization. People will only take so much of this crap. Pretty judge and lawyer language will carry no weight.

Nifong will probably never face any difficulty over his handling of this case. It doesn’t work that way here.

Also, as a registered voter, I am looking forward to serving on any jury that handles any case resulting from this abomination.

Now Duke University’s President Wants Nifong to Step Down!

After initially jumping in on the side rushing to judgment, now Duke University’s President (Richard Brodhead) is joining calls for Mike Nifong to resign!

Nifong should be disbarred for violating the law he was elected to uphold.

For that reason, anything short of disbarment for Mike Nifong would be a grave injustice.
He deliberately and calously used (and possibly manipulated) an inflamatory charge brought forward by an angry (the Duke party didn’t refused to pay the full fare for their abreviated “act”) and unstable (family acknowledges she’s bipolar) accuser who changed her story to investigators no less than five times for his own naked political gain.

Nifong has wantonly and needlessly wounded the city of Raleigh, NC, Duke University, the three apparently innocent men he’s dragged through this process and race relations nationwide, for his own personal gain.

Nifong withheld vital information from the defense (the initial DNA results) and set up a line-up that was not within legal limits – he’s bent, folded and otherwise broken the law.

Allowing him to resign and keep his law license would be a travesty of justice. He should be disbarred first and THEN forced from office on the grounds that he no longer has the required law license to serve in that capacity.

Two great bloggers on this are LaShawn Barber http://www.lashawnbarber.com/

and K C Johnson at Durham-in-Wonderland http://durhamwonderland.blogspot.com/

LaShawn Barber has a great article on these new developments at; http://lashawnbarber.com/archives/2006/12/22/duke-rape-charges-dropped/